The Benefits Minute Podcast

In this short  1-2 minute podcast we will explain your benefits one topic at a time.

Do you have a benefits related topic that you want to hear about? Send it to

In this podcast find out when you can make changes to your benefits elections:

Benefits Minute #1: Benefit changes - when can I make them?

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Check back often to see what’s new.


Recently Hired? Start here to learn about enrolling in your benefits.

The best time to enroll is after your first paycheck. The benefits you choose will be effective on the first day of the month 30 days after your hire date. You must enroll before then. 

New Hire Benefits Guide

New Hire Benefits Guide (Espanol)

New Hire Postcard

New Hire Postcard (Espanol)

Direct Primary Care Plus and SimpleScripts' RX Benefit

Direct Primary Care Plus and SimpleScripts' RX Benefit (Espanol)

New Hire Newsletter - This letter will tell you when and how to enroll in your benefits

ALEX Interactive Benefits Tool

Online Benefits Resource - Visit for plan details, contact information, and important forms and notices

2021 Vendor Contact Information


Check out these short videos for information on how these 2021 benefits plans work.

Medical Plans Video

Dental Plans Video

FSA Plans Video

Life Insurance Plans Video

What you need to know about the Wellness Discount

What you need to know about the Wellness Discount Espanol

You and your spouse or domestic partner can earn significant discounts off your health premiums in 2021, $500 per year for employees completing the program and an additional $100 if your spouse or domestic partner does the same. That is a savings of $50 a month/$600 a year.

If your Dent Wizard medical insurance is not yet active you will have to wait until it is active before participating (Eligible employees*).

All you need to do is complete both steps of the program before January 31, 2022.

1. Call Quest Diagnostics at 855.623.9355 and schedule your FREE biometric screening or go online to registration key is dentwizard (all one word) and the Unique ID is the last six digits of your social security number (for a spouse it is the last 6 of their social).

Your biometric screening results will be emailed to you within 3 days and mailed to your home within 2 weeks.

Prefer to do your testing yourself in the privacy of your own home?  Contact Quest using the same information as listed above and request your At Home Test Kit**.  The test kit will be mailed to your home along with instructions (restrictions apply***).  Remember tests must be completed and processed between November 1, 2021 and January 31, 2022. 

If you have already had biometric testing completed due to a physician’s order earlier this year (2021) you can request a physician’s form from Quest online at (registration key dentwizard (all one word), Unique ID is the last six digits of your social security number).  Send the form to your ****physician to complete and ask them to fax it to Quest using the fax number noted on the form.  

Employees must have active Dent Wizard Aetna Medical Insurance before contacting Quest.

2. After you receive your biometric screening results: Take a Health Assessment online at Register or log-in with your Aetna user name and password. Choose Dealer Tire LLC under Choose Your View.

Spouses participating in the program must have a social security number on file with Dent Wizard. Children regardless of age are not eligible to participate. 

Please click the link and watch the wellness discount game show video ”Who Has The Answer” starring a few of Dent Wizard’s HR cast of players. 

You can also click the Wellness Discount FAQs for answers to frequently asked questions. 

wellness discount frequently asked questions (faq) english

Wellness Discount Frequently Asked Questions (FAQ) Espanol

Please note: You will need to return your completed test to the Quest address as stated on the kit. You will want to verify it has been received by Quest before January 18, 2021. To verify your test has been received contact Quest online at or by calling 855.623.9355. To insure you receive your test kit at your home address check that your personal information is up to date.

Dent Wizard, Quest Labs and Aetna are not responsible for missing, late or incomplete tests.   

*Eligible employees are defined as FT employees hired before Oct. 2021 with active medical insurance on or before 01/01/22.

**At Home Test Kits require the collection of blood via a finger stick.

*** Restrictions: Quest is unable to mail at home test kits to individuals living in the state of New York.

**** Your Physician may charge to complete the Quest physician’s form; any charges associated with completing and sending your form will be at the employee’s expense.

2020 Plan Information

For current year (2021) information see (no login in required)

The information provided below refers to information for the current 2020 benefits. The benefits described below will expire 12/31/20. More information on 2021 plans will be available soon.

Contact us or to update your home mailing address: email or call the HR Hotline at 314-592-1957. 





How to check your Benefits Statement

Please note: Benefits will remain in effect and cannot be changed or revoked unless you notify us within 31 days of qualifying event or during an annual Open Enrollment period.

Insurance ID Cards

Please note that Met Life will not mail Dental Coverage Cards. To access a copy of your card online, you will need to register at or download the Met Life smartphone app.

How to Obtain Insurance ID Cards

Benefits Newsletter

Benefits Newsletter October - Open Enrollment Edition

Benefits Newsletter August

Benefits Newsletter July 

How to add or update your life insurance beneficiary information


What is a beneficiary?

A beneficiary is a person that will receive your account proceeds if you die. You can “designate” one or multiple beneficiaries. You can also designate “secondary” or “contingent” beneficiaries for your accounts if your “primary” beneficiary is no longer there to receive them.


3 reasons to name a beneficiary

  1. It eliminates confusion. Having a current beneficiary on file for all your accounts leaves no doubt about where you want your insurance proceeds to go.
  2. It saves time (and maybe money). If you die without naming a beneficiary, it will take time for the funds in your accounts to go where you wanted - even if you have a will. Your funds could be delayed in a legal process, and the person in charge of your estate could face a lot of paperwork. Meanwhile, if some of your money is meant to cover your funeral expenses, your loved ones could be left with the bill.
  3. It ensures your loved ones’ financial wellness. Life insurance typically provides money to replace income and cover things like funeral costs.

Keep them current

As your life changes, it’s important to review your beneficiary. Things like marriage, divorce, a new child, and death of a loved one can affect your plans and your beneficiary designation.


Designate or Change your Beneficiary at any time of year

You can designate or change your beneficiary at any time. There is no need to wait for an open enrollment period. Simply follow the steps below or email with your request, the full name and birthdate of the person you would like to designate. It is not required but can be very helpful to also include the home address and phone number of your beneficiary.  


How to Add or Update your Life Insurance Beneficiary Information

Add or update a beneficiary for your life insurance using these simple steps.  

You will need the person's name and birthdate. 

Log-on to

Dependents & Beneficiaries
Add the name and birthdate of the person/persons you want.
In ADP go to Myself

Choose the life plan and add the person/persons that you want for your beneficiary you will need to sign each person a percentage. The combined percentages will need to equal 100%