The Benefits Minute Podcast

In this short  1-2 minute podcast we will explain your benefits one topic at a time.

Do you have a benefits related topic that you want to hear about? Send it to

In this podcast find out when you can make changes to your benefits elections:

Benefits Minute #1: Benefit changes - when can I make them?

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Check back often to see what’s new.


Recently Hired? Start here to learn about enrolling in your benefits.

The best time to enroll is after your first paycheck. The benefits you choose will be effective on the first day of the month 30 days after your hire date. You must enroll before then. 

New Hire Benefits Guide

New Hire Benefits Guide (Espanol)

New Hire Postcard

New Hire Postcard (Espanol)

Direct Primary Care Plus and SimpleScripts' RX Benefit

Direct Primary Care Plus and SimpleScripts' RX Benefit (Espanol)

New Hire Newsletter - This letter will tell you when and how to enroll in your benefits

ALEX Interactive Benefits Tool

Online Benefits Resource - Visit for plan details, contact information, and important forms and notices


Check out these short videos for information on how these 2021 benefits plans work.

Medical Plans Video

Dental Plans Video

FSA Plans Video

Life Insurance Plans Video

Employee Assistance Program (EAP)

Dent Wizard’s EAP, formerly with Magellan Health, is now provided by MetLife. This free and confidential benefit is available to all employees and their immediate dependents.



2020 Plan Information

For current year (2021) information see (no login in required)

The information provided below refers to information for the current 2020 benefits. The benefits described below will expire 12/31/20. More information on 2021 plans will be available soon.

Contact us or to update your home mailing address: email or call the HR Hotline at 314-592-1957. 





Please note: Benefits will remain in effect and cannot be changed or revoked unless you notify us within 31 days of qualifying event or during an annual Open Enrollment period.

Please note that Met Life will not mail Dental Coverage Cards. To access a copy of your card online, you will need to register at or download the Met Life smartphone app.

How to Obtain Insurance ID Cards

Information for HSA enrollees

Benefits Reminder Postcard

Benefits Reminder Postcard (Espanol)

Benefits Newsletter December 

2021 Benefits Vendor Contact Information



How to add or update your life insurance beneficiary information


What is a beneficiary?

A beneficiary is a person that will receive your account proceeds if you die. You can “designate” one or multiple beneficiaries. You can also designate “secondary” or “contingent” beneficiaries for your accounts if your “primary” beneficiary is no longer there to receive them.


3 reasons to name a beneficiary

  1. It eliminates confusion. Having a current beneficiary on file for all your accounts leaves no doubt about where you want your insurance proceeds to go.
  2. It saves time (and maybe money). If you die without naming a beneficiary, it will take time for the funds in your accounts to go where you wanted - even if you have a will. Your funds could be delayed in a legal process, and the person in charge of your estate could face a lot of paperwork. Meanwhile, if some of your money is meant to cover your funeral expenses, your loved ones could be left with the bill.
  3. It ensures your loved ones’ financial wellness. Life insurance typically provides money to replace income and cover things like funeral costs.

Keep them current

As your life changes, it’s important to review your beneficiary. Things like marriage, divorce, a new child, and death of a loved one can affect your plans and your beneficiary designation.


Designate or Change your Beneficiary at any time of year

You can designate or change your beneficiary at any time. There is no need to wait for an open enrollment period. Simply follow the steps below or email with your request, the full name and birthdate of the person you would like to designate. It is not required but can be very helpful to also include the home address and phone number of your beneficiary.  


How to Add or Update your Life Insurance Beneficiary Information

Add or update a beneficiary for your life insurance using these simple steps.  

You will need the person's name and birthdate. 

Log-on to

Dependents & Beneficiaries
Add the name and birthdate of the person/persons you want.
In ADP go to Myself

Choose the life plan and add the person/persons that you want for your beneficiary you will need to sign each person a percentage. The combined percentages will need to equal 100%